Friday, October 1, 2010

Substantial commentary or Criticism #1

The person who is making this argument is Frank Micciche. His article appeared in The New York Times under the Health care topic in the Opinion section. He is also an adviser for public policy at a Washington law firm. The targeted audience is the public and small individual businesses and eventually the big corporations. I believe the author does not have to try hard to attract and keep his audience because this topic affects every US Citizen. His argument was made to help smooth differences between both parties so that we can "move forward to expand access to health insurance and reduce health care costs." The answer is to this solution was Health insurance exchanges. By having these exchanges in place, individuals and groups are able to purchase health insurance "from a network of insurers."

He presents his ideas and also provides examples to support his argument, one of which was the "50-year-old Federal Employee Health Benefits program, which provides a nationwide network of some 250 plans to more than eight million government employees, retirees and their dependents. Many states operate programs like this for their own employees and those on municipal payrolls." He also explains how this idea has been experimented in several other states and how successful it has worked with tweaks here and there.

He does state that this idea alone cannot be achieve without the help of the federal government. He presents ideas how the government can take an active role is making this concept possible. One of the idea was to "distribute grants to study and design the exchanges" in states where the idea has become successful and to help grow and understand how to spread the success in other potential states.

I agree that Frank's argument was successful because this idea could possibly change the way how we select our health care plans. Individuals and small business would be able to select plans based on their needs and by having multiple competition in the market of "Health Insurance Exchanges," this could possibly result in driving down premiums, which would eventually result in affordable health insurance for the general public for both rich and poor. If the potential upcoming candidates for Presidency could somehow adopt and apply this concept for the US in a way where both parties can be accommodated, his or her likelihood of becoming President could potentially be dramatically increased, especially with the way how our current health care system is structured and how many of our citizens are currently uninsured that want to to be insured.


Frank Micciche, A Fair Exchange, http://www.nytimes.com/, July 27, 2010

No comments:

Post a Comment